If you are planning on including some of the activities offered by Wyoming tourism as part of your vacation, then you are already on your way to a time of adventure and learning. So, before you go to this vast state, why not take a few minutes to learn about the people and places of Wyoming? After all, the more you know before you get there, the more you will enjoy your visit.
Since it was “discovered” by those early American adventurers, Wyoming has changed quite a bit, and yet still remains the same. After all, with towering mountains, wide open plains, magnificent waterfalls and miles of trails for hiking or skiing; Wyoming’s bountiful lands are just as gorgeous as ever. But with the advancements in technology and industry, Wyoming is continuing to reach to the future. Today, guest will find a plethora of museums, fine eateries, art galleries and cultural art productions as well high rises and elegant malls and accommodations.So, as you plan your trip to Wyoming, here is some basic Q&A about Wyoming. How many of them do you already know?
Questions:
1. Where did Wyoming get its name?
2. What is the capital of Wyoming?
3. What nicknames does Wyoming have?
4. When did Wyoming get its statehood?
5. What is the motto of Wyoming?
6. What is the state bird?
7. What is the state flower?
8. What is the state gemstone?
9. What is the state mammal?
10. What is the state tree?
11. What is the state dinosaur?
12. What famous park is located in Wyoming and was the first National Park?
13. True of False-In government, Wyoming was the first state to give women the right to vote.
14. What is the country’s first national monument?
15. How many Indian reservations are there in Wyoming?
Answers:
1. The name Wyoming comes from the Delaware Indian phrase meche-weami +ing meaning “land of mountains and valleys alternating”.
2. Wyoming Capital – Cheyenne
3. Nickname(s) – Equality State and the Cowboy State
4. Motto – Equal Rig
5. Statehood – July 10, 1890: it was the 44th state
6. State Bird – Meadowlark
7. State Flower – Indian Paintbrush
8. State Gemstone – Jade
9. State Mammal – Bison
10. State Tree – Cottonwood
11. State dinosaur-Triceratops
12. Yellowstone National Park, formed in 1872
13. True- Wyoming gave women the right to vote in 1869
14. Devils Tower became the first national monument in 1906.
15. Wyoming has 1 Indian reservation, the Wind River Reservation where the Shoshone and the Northern Arapaho tribes live.
So, are you ready for your Wyoming trip? Of course you are! After all, even if you didn’t know all 15 answers, you are still certain to have a
fantastic trip as you discover all the gems that Wyoming tourism has to offer
Tags: Adventurers, Travel, Vacation
Homeowners who purchase a property don’t always read the fine print. However, every WY mortgage comes with terms and conditions, as well as local laws and jurisdictions that apply to each legal agreement. In order to be in the smartest financial position, you need to understand what laws apply to Wyoming homeowners and what things are most often overlooked that can come back to haunt you later.
Foreclosure Laws
The first thing that you need to know is that most of the WY mortgage notes written fall under what is known as title theory. This means that a clause will be written into the mortgage agreement saying that a trust is created for the title of your home. If you default on the note, the entity that holds that title regains the right to do with the property what they see fit. There are, however, legal requirements in Wyoming to execute a foreclosure without intervention from a judge. For example, your lender must publish a notice of foreclosure in a public place, such as a newspaper, providing the proper documentation. After a four-week publishing period, your home may then be sold to the highest bigger at auction. Still, this usually doesn’t happen any sooner than ninety days.
If provisions are not in your WY mortgage for the title theory method of foreclosure, they have to follow the proper legal channels. You will be officially notified of the proceedings, and it will more difficult for the lender to evict you. They must wait for the judge’s decision before foreclosure can occur.
Whichever type of foreclosure is being attempted against your home, you have rights in Wyoming. In the event that you pay the delinquent amount in full within a three month period, plus an extra ten percent of the amount needed from the sale date, you can regain control of your home. This brings your WY mortgage current.For a full reading of the foreclosure laws that are specific to Wyoming, refer to the Wyoming Statutes, Title 34, Chapters 3 and 4.
What about Licensing?
There are also laws in place that regulate the licensing of the professionals that can deal with your WY mortgage. This area of Wyoming law is regulated by the Division of Banking in the Wyoming Department of Audit. Beginning in 2005, all loan officers in Wyoming are required to carry a valid Mortgage Broker License. Some exemptions are required, but they shouldn’t apply in most situations where you are buying a home in Wyoming. Testing and financial guarantees of solvency can be required, so this is a protection that is in place for you, the homeowner. Even loan professionals who are located out of the area will need proper documentation to legally issue a WY mortgage to local residents, so don’t be fooled by those who claim otherwise.
What About Predatory Lending?
No one wants to wake up from their dream of owning a home to the nightmare that is created by predatory lending. Luckily, if this does happen to your WY mortgage, there are laws in place to protect you and provide recourse. All federal programs fighting predatory lending, including those offered under the umbrella of the Federal Trade Commission, can be utilized by Wyoming residents. In addition, more localized laws provide an extra layer of protection against fraud. Wyoming built its predatory lending laws around the parameters that the FTC uses. Citizens can take their own legal action, as well as asking the Attorney General’s office to intervene in their behalf.